Monday, July 30, 2007

100% Financing

1-4 Units - Owner Occupied and Investment Properties.

If you've been watching the news, there's not many places that can still get you 100% financing on anything, nevermind a 4-Unit Investment Property.

But we're one of them. Call me for a rate quote.

- Jeremy

866-284-4973 X113
jcohen@completemtg.com

Monday, July 23, 2007

5/1 Hybrid Option Arm

Hi Everybody:

Just wanted to let you know we're now offering a 5/1 Option Arm with three fixed payment options.

You have - each month - the choice to make a 30-Year Amortization payment, an Interest Only payment, and the minimum payment.

All of them are fixed for five years.And with a 680 FICO, there's no verification of income OR employment. We've done the market research and this is far and away the most popular mortgage product in the U.S. in 2007.

Call me if you're interested!

- Jeremy Cohen
Vice President
Complete Mortgage Company
http://www.completemtg.com/
401-275-2020 X113

Reverse Mortgages

Complete Mortgage is fully licensed by HUD and FHA to originate Reverse Mortgage for anyone age 62 and up.

Call me or e-mail me if you know any senior who may benefit from a Reverse Mortgage. I can run his or her numbers through the Reverse Mortgage Analyst software and determine what kind of lump sum and/or monthly installments they'll qualify for based on their age and the value of the property.

This is a great product that's still in it's infantile stages and gaining momentum fast, especially as the "Baby Boomers" rapidly head towards Senior Citizenship.

Call me or email me for details!

- Jeremy Cohen

jcohen@completemtg.com
866-284-4973 X113
401-275-2020 X113

Sunday, July 22, 2007

Already Have a Great Rate?

During the unprecedented "Housing Boom" in the early part of this decade, many of our clients were locked into never seen before 30-Year fixed rates as low as 4.99%.

We've maintained contact with many of you, but unfortunately today's housing market has left mortgage rates at a level where we can no longer provide a benefit to you and your families.

A homeowner with a 5.25% is NOT going to refi to a 6.5% unless they absolutely have to. A divorce settlement, death in the family et cetera are a few examples of the kinds of extraneous circumstances that would create a need to refinance to a higher fixed rate. Otherwise, you're not going to touch your first mortgage and I certainly don't blame you. I won't either.

However - with a new market comes new ideas and new products. Complete Mortgage is thrilled to be a licensed agent of the new MMA (Money Merge Account) Product. MMA is software based on an infallible mathematical algorithm that uses a concept called "Interest Cancellation" to pay your loan off in half the time without making ANY extra payments a year.

There's no adjustment to your first mortgage and no appraisal needed. All you need is a Home Equity Line of Credit (HELOC) equal to 3 times your net monthly income. If you already have a line of credit, you can use that too. E-mail me for more details!

- Jeremy G. Cohen
Vice President
Complete Mortgage Company
http://www.completemtg.com/
jcohen@completemtg.com
4012752020 113